Health Insurance
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Health Insurance
When it comes to safeguarding your family’s well-being and securing your own peace of mind, nothing is more vital than health insurance.
At MRS Insurance, we specialize in providing comprehensive family and individual health insurance plans tailored to your unique needs.
Best Prices
Prices are fixed by law, so you will not find better prices anywhere.
Largest Selection
We offer access to a wide range of major health insurance plans.
Free & Unbiased
Explore the best prices, largest selection, and enjoy free, unbiased guidance
Medicare Insurance
Medicare is a federally funded health insurance program in the United States, primarily catering to individuals aged 65 and older, as well as certain younger individuals with qualifying disabilities. The program comprises various components, including Part A, which covers hospital stays, Part B for outpatient services, Part C (Medicare Advantage) offering an alternative bundled coverage option, and Part D addressing prescription drug benefits. Medicare can be confusing due to the different parts but MRS Insurance can help find the right plan and coverage.
Medicare is tailored for senior citizens (65 and older) and individuals facing specific qualifying disabilities.
ACA Individual Health Insurance
ACA health insurance refers to health insurance plans and provisions established under the Affordable Care Act (ACA), also commonly known as “Obamacare.” ACA Individual Health Insurance, offers comprehensive coverage for individuals and families. Designed to make quality healthcare accessible, it includes essential benefits like preventive care, prescription drugs, and more. With various plans to choose from, ACA Individual Health Insurance provides financial assistance to those who qualify, ensuring everyone has access to essential health services.
ACA health insurance is generally designed for individuals under the age of 65.
Short Term Medical Insurance Plans
Short-Term Medical Insurance Plans provide flexible, temporary coverage for individuals in transition. Ideal for those between jobs or waiting for long-term coverage, these plans offer quick and customizable solutions. While not as comprehensive as long-term plans, Short-Term Medical Insurance provides a cost-effective way to safeguard against unexpected medical expenses, ensuring you have coverage during transitional periods.
Cancer & Critical Illness Insurance
Cancer and Critical Illness Insurance provides financial protection against the unexpected. Tailored to cover specific serious conditions, this insurance offers a lump-sum benefit upon diagnosis. It goes beyond traditional coverage, helping you manage medical expenses, lost income, and other financial challenges during challenging times. With Cancer and Critical Illness Insurance, you gain peace of mind knowing you have additional support when facing major health setbacks
Short-Term & Long-Term Disability Insurance
Short-Term & Long-Term Disability Insurance offers comprehensive protection against the unforeseen. Short-Term coverage provides immediate support during temporary disabilities, ensuring financial stability.
Long-Term coverage extends that support for extended periods, addressing prolonged disabilities. With these insurance plans, you receive financial assistance, replacing lost income, and securing your financial well-being in the face of unexpected disabilities.
Hospital & Accident (GAP) Plans
Hospital & Accident (GAP) Plans are designed to fill the financial gaps left by traditional insurance. Tailored to cover specific hospitalization and accident-related expenses, these plans provide supplemental support. Whether it’s covering deductibles, co-pays, or additional costs, Hospital & Accident (GAP) Plans offer an extra layer of financial protection, ensuring you have comprehensive coverage in the event of unexpected medical events.
Dental Insurance
Dental insurance is a specialized form of health insurance designed to cover the costs associated with preventive, routine, and emergency dental care. With dental insurance, individuals and families can access a network of dentists and receive financial assistance for a variety of dental services, including cleanings, exams, X-rays, fillings, and more. This coverage helps mitigate the out-of-pocket expenses related to maintaining optimal oral health, making dental care more accessible and affordable. Dental insurance plans typically involve monthly premiums, deductibles, and co-payments, providing policyholders with the peace of mind that comes with knowing their dental needs are financially protected.
Vision Insurance
Vision insurance is a specialized healthcare plan designed to alleviate the financial burden of eye care. Tailored for individuals and families, it grants access to a network of eye care professionals, covering services like comprehensive eye exams, prescription eyewear, contact lenses, and even discounts on corrective procedures. By offsetting costs associated with vision care, this insurance promotes accessibility to essential eye health services. Vision insurance plans usually include monthly premiums, co-payments, and allowances for a variety of vision-related expenses, ensuring individuals can prioritize and maintain clear and healthy eyesight without undue financial strain.
Long Term Care Insurance
Long-term care insurance is a specialized coverage designed to address the financial implications of extended healthcare needs that may arise due to aging, chronic illness, or disability. This insurance provides support for a range of services not typically covered by standard health insurance, including assistance with activities of daily living such as bathing, dressing, and eating. Long-term care insurance can be crucial in covering the costs of nursing home care, assisted living facilities, in-home care, and other related expenses. By offering financial protection, it allows individuals to plan for and receive the necessary care and support during periods of prolonged illness or disability, providing peace of mind and preserving financial well-being.
What to Expect When Requesting a Quote
Expert Comparison Shopping
We will compare quotes from different insurance carriers to find the best plan for you. We do the hard work, ensuring you the lowest cost with the best coverage.
Personalized Service
We don't believe in one-size-fits-all solutions. Our agents are here to understand your unique needs and provide personalized recommendations tailored to you.
No Obligation, No Pressure, No Cost
We believe in transparency and putting you in control. Requesting a quote is commitment-free. Review your personalized quote at you own pace with no pressure.
Fast and Easy Process
Experience our commitment to quick and hassle-free quotes, ensuring a streamlined and efficient path to receive personalized insurance options.
Get Your Free Quote
Fill our our simple form to get started. We will contact you and have you provide some basic information, then our expert team will handle the rest. Your hassle-free quote is just a click away!
Please Note: We do not offer every plan available in your area. Currently we represent 15+ organizations which offer 125+ plans in your area. Please contact Medicare.gov or 1–800–MEDICARE, or your local State Health Insurance Program to get information on all your options.