Privacy Policy

1. Introduction

MRS Insurance LLC (“MRS Insurance,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at mrs-insurance.com or contact us by phone. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.

2. Information We Collect

We may collect the following types of personal information:

Information you provide directly:

• Full name
• Email address
• Phone number
• Date of birth
• ZIP code or address
• Health and coverage related information submitted through quote or contact forms
• Any other information you voluntarily provide when requesting a quote or contacting us

Information collected automatically:

• IP address and browser type
• Pages visited and time spent on the site
• Referring website or search terms
• Device and operating system information

We collect this information through our contact and quote request forms and through phone calls with our agents.

3. How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and provide insurance quotes
• Connect you with a licensed insurance agent
• Communicate with you about insurance products and services
• Comply with legal and regulatory obligations
• Improve our website and services
• Send follow up communications related to your inquiry

We do not sell your personal information to third parties.

4. How We Share Your Information

As an independent insurance broker, we may share your information with:

• Insurance carriers and underwriters for the purpose of obtaining quotes and processing applications on your behalf
• Service providers who assist us in operating our website and conducting our business, under strict confidentiality agreements
• Regulatory and government authorities when required by law
• Successor entities in the event of a merger, acquisition, or sale of business assets

We only share information necessary to fulfill the purpose for which it was provided.

5. HIPAA Notice

As an insurance agency handling health related information, MRS Insurance LLC takes HIPAA compliance seriously. Any protected health information (PHI) you share with us is handled in accordance with the Health Insurance Portability and Accountability Act (HIPAA). We implement appropriate administrative, technical, and physical safeguards to protect your health information. We do not disclose your PHI without your authorization except as permitted or required by law.

6. Cookies and Google Analytics

Our website uses cookies and Google Analytics to help us understand how visitors use our site. Cookies are small text files stored on your device that help us analyze web traffic and improve your experience.

The information collected through Google Analytics is anonymous and may include pages visited, time spent on the site, and general geographic location. This data is used solely to improve our website and is never linked to any personally identifiable information.

You can opt out of cookies at any time by:

• Visiting https://tools.google.com/dlpage/gaoptout to opt out of Google Analytics specifically
• Adjusting your browser settings to refuse cookies or alert you when cookies are being sent
• Using your browser’s private or incognito mode

Please note that disabling cookies may affect the functionality of certain features on our website.

7. SMS Communications

If you have opted in to receive SMS text messages from MRS Insurance LLC, we will use your mobile phone number solely to communicate with you regarding your insurance inquiry. Message and data rates may apply. You may opt out at any time by replying STOP to any message.

8. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet is 100% secure and we cannot guarantee absolute security.

9. Third Party Links

Our website may contain links to third party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before submitting any personal information.

10. Your Privacy Rights

Depending on the state in which you reside, you may have certain rights regarding your personal information, including:

• The right to know what personal information we collect about you
• The right to request correction of inaccurate information
• The right to request deletion of your personal information where applicable
• The right to opt out of certain communications at any time
• The right to opt out of the sale or sharing of your personal information

MRS Insurance LLC does not sell your personal information. We are committed to honoring your privacy rights regardless of the state in which you reside.

To exercise any of these rights please contact us using the our contact form on our contact us page.

11. Children’s Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child please contact us immediately.

12. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

13. Contact Us

If you have any questions about this Privacy Policy or how we handle your information please contact us:

MRS Insurance LLC Phone: (813) 553-3822 or use our contact form on our contact us page.