Medicare in Tampa, Florida

We comparison shop the top insurance carriers, plans and pricing. Get the best coverage at the lowest prices! 

We make Medicare easy! Contact us now to speak with an agent.

What to expect when you talk with an agent? 

Overwhelmed by the Medicare Choices?

We can provide you with personalize guidance. Navigating the complexities of Medicare can be confusing. We can help comparison shop plans and help you every step of the way through enrollment and beyond.

Medicare Insurance Couple

Expert Guidance

As an independent insurance agent we specialize in navigating the complexities of the various plans and options.

Enrollment Assistance

Medicare enrollment can be complex and overwhelming. We can assist with every step of the process, making it easy for you.

Family Health Insurance

Cost Savings

We can help clients find Medicare plans at competitive prices and uncover potential savings clients may miss on their own.

Ongoing Support

We provide ongoing support and assistance with any questions or concerns that arise regarding your Medicare coverage.

Understanding Medicare Coverage

Step 1: Enroll in Original Medicare When You Become Eligible

Original Medicare Includes:

Medicare Part A

Hospital Insurance

Medicare Part B

Medical Insurance

What You Need to Know:

Original Medicare typically covers about 80% of approved costs for Medicare-covered services and supplies. 
The remaining 20% is usually the responsibility of the beneficiary, additional coverage is suggested.

Woman Pointing to Quote Form

Now You Need to Select Medicare Coverage that Helps You Cover the 20%

Congratulations on understanding Medicare Parts A and B!

Now, it’s time to make another important decision. You have the option to get additional coverage, often called Medicare Advantage (Part C) or a Medicare Supplement Insurance (Medigap) plan. These options can help cover costs not included in Original Medicare, like; copayments, coinsurance, and deductibles. 

This is where working with an insurance broker like MRS Insurance is the best choice when it comes to purchasing your insurance plans. We can comparison shop carriers, provide personalized advice, expert guidance, and assistance in navigating complex insurance products to help save you the most money.

Additional Coverage Options

Option # 1 - Medicare Supplement Plus Prescription Drug Plan

Medicare Supplement Plan

Medicare Part A

Hospital Insurance

Medicare Part B

Medical Insurance

Medicare Supplement Plan

Also known as Medigap (A- N)

What You Need to Know:

Medicare Part D


Medicare Part D

Prescription Drug Coverage

What You Need to Know:

– OR –

Option # 2 - Medicare Advantage (Medicare Part C)

Medicare Advantage Plans

Medicare Part C

Requires Medicare Part A and Part B

Note: At MRS-Insurance we look at plans that include your prescriptions (Medicare Part D).

What You Need to Know:

Choosing the Wrong Plan Initially Can Cost You!

Yes, it’s crucial to sign up for the right Medicare coverage plan initially because the choices you make when first enrolling can have significant implications for your healthcare coverage and costs in the future. Here’s why:

  1. Locking in Benefits: When you initially enroll in Medicare Supplement Insurance (Medigap) plan, you may have access to certain benefits or pricing structures that could change if you switch plans later. Locking in the right plan initially ensures you have access to the benefits and cost-sharing arrangements that best meet your needs.

  2. Coverage Gaps: Delaying enrollment in Medicare coverage can leave you vulnerable to coverage gaps, where you may not have adequate protection against high medical costs. Choosing the right plan initially ensures seamless coverage and reduces the risk of unexpected healthcare expenses.

  3. Financial Considerations: The cost of Medicare Advantage plans, Medicare Supplement Insurance plans, and prescription drug plans can vary significantly. Selecting the right plan initially based on your budget and healthcare needs can help minimize your out-of-pocket expenses over time.

Overall, selecting the appropriate Medicare coverage plan from the beginning provides peace of mind, ensures comprehensive healthcare coverage, and helps you avoid potential pitfalls associated with switching plans later on.

Speak with a Local Licensed Insurance Agent

Located in Tampa Bay Area? Although we are licensed in several states, we have agents in Hillsborough, Pasco, Pinellas, Polk, Sumter County and more to serve you.

  • Apollo Beach
  • Brandon
  • Bradenton
  • Carrollwood
  • Clearwater
  • Dade City
  • Dover
  • Fish Hawk
  • Gibsonton
  • Land O Lakes
  • Lithia
  • Lutz
  • New Port Richey
  • New Tampa
  • Odessa
  • Oldsmar
  • Pinellas Park
  • Plant City
  • Riverview
  • Ruskin
  • San Antonio
  • Sarasota
  • Seffner
  • Spring Hill
  • St. Petersburg 
  • Sun City Center
  • Tampa
  • Temple Terrace
  • The Villages
  • Thonotosassa
  • Town N’ Country
  • Valrico
  • West Chase
  • Wesley Chapel 
  • Wildwood
  • Zephyrhills
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